Value-Based Credit Repair Pricing

Restore your purchasing power,lower your cost of capital

We're not selling software — we're selling the restoration of purchasing power, a lower cost of capital, and the mitigation of life-altering financial friction. Pick the tier that matches your recovery.

Foundation

Lower the barrier to entry while filtering for committed clients.

$99/month
  • Initial 3-bureau credit report audit
  • Basic bureau challenges & disputes
  • Dispute letter template library (8 FCRA/FDCPA templates)
  • Monthly credit score tracking
  • AI Budget Optimizer access
Most Popular

Standard

Our most popular offering — advanced disputes plus creditor intervention.

$129/month
  • Everything in Foundation, plus:
  • Advanced dispute strategies & creditor intervention
  • Comprehensive credit monitoring integration
  • Client Success Dashboard — see exactly what your fee bought
  • All 5 AI Financial Agents (Credit, Budget, Debt, Savings, Income)
  • Priority dispute letter tracking

Concierge

For complex profiles — identity-theft recovery & professional restructuring.

$179/month
  • Everything in Standard, plus:
  • Complex credit profile restructuring
  • Identity-theft recovery & fraud dispute handling
  • High-volume debt negotiation support
  • Concierge advocacy & dedicated action planning
  • Exit Velocity milestone coaching

First Work — Initial Audit & Setup

One-time

A one-time initial audit: we pull your three-bureau picture, run a deep-dive audit, and construct your initial dispute strategy. Charged once after the initial work is performed.

$149

We comply with the Credit Repair Organizations Act (CROA): you are never charged for credit repair services before the work has been performed.

Online Bill Pay Add-on

Add-on

Pay creditors directly from your dashboard — by physical check (mailed via USPS), ACH bank transfer, or printable mailing labels. Perfect for pay-for-delete settlements and debt resolution.

  • Physical check printing & mailing via Lob/USPS
  • ACH bank transfers via Stripe
  • Printable mailing labels (free)
  • Email reminders & payment tracking
$29.99/mo

Transparency as a feature

Unlike legacy players criticized for opacity, your subscription is paired with a Client Success Dashboard. If you pay $129/month, you see exactly what that capital bought — dispute actions filed, bureau responses received, and net point improvement over time.

The "Exit Velocity" concept

We frame your service not as a permanent subscription, but as a project with a defined objective: credit restoration. By anchoring your engagement around achieving a specific credit-score milestone, we increase the perceived value of premium tiers and improve long-term brand equity.

Your data stays yours

Every record is locked to your account with row-level security.

Cancel anytime

No long-term contracts. Turn off auto-renewal whenever you choose.

Real results tracking

Net point improvement, dispute actions, and bureau responses — all visible.

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